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Charging cards through kBilling requires that you already have a merchant account set up and an account through one of three very popular online payment processors. All of these payment processors supply Internet gateways for charging credit cards. This means that you can take credit cards almost instantly with no phone line!
Currently supported processors are:
Verisign Pay Flow Pro - Click here for more information
Plug N Pay - Click here for more information
Authorize.NET - Click here for more information